Don’t overthink.
Don’t overspend.

It may sound simple, but overthinking bankruptcy is going to give you anxiety that you don’t need.

Trust the process. Bankruptcy has been around since the early 1800’s for good reason. It’s designed to help you, not hurt you.

No shopping sprees prior to filing bankruptcy. Except for reasonable necessities, racking up large bills before bankruptcy will likely result in those debts being knocked out of your case – meaning you will still have to pay them after bankruptcy.

Disclaimer: The Law Offices of Michael E. Zapin is a debt relief agency and we help our clients file for bankruptcy relief.