Can I be denied a government student loan because I filed for bankruptcy or may have discharged past due payments?

The answer is NO. You cannot be denied a future student loan for filing for bankruptcy, even if you may have successfully discharged past due payments under a prior government student loan , because of the protections under 11 U.S. Code § 525 (“Protection against discriminatory treatment”), subdivision (c)(1) that states, “A governmental unit that operates a student grant or loan program and a person engaged in a business that includes the making of loans guaranteed or insured under a student loan program may not deny a student grant, loan, loan guarantee, or loan insurance…”

Disclaimer: The Law Offices of Michael E. Zapin is a debt relief agency and we help our clients file for bankruptcy relief.

The materials and discussions on this website are for informational purposes only and not intended to be legal advice to you. Most of the information on this website is based on Florida law. Laws are not static, they are fluid. Legislatures periodically change dollar values in laws relevant to bankruptcy. Though we strive to remain current on the law, always check primary sources for the most recent values or developments.  Laws in your home state may vary. Contact a competent local professional for actual legal advice or ask us for a referral.